The New Tax Law Means It’s Time to Review Your Estate Plan
While the new tax law doubled the federal estate tax exemption, meaning the vast majority of estates will not have to pay any federal estate tax, it doesn’t mean you should ignore its [...]
Medicaid Home Care
Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and home care is cheaper, all 50 states now have Medicaid [...]
Government Shutdown Threatens Housing for People with Disabilities
The partial government shutdown poses numerous threats to people with disabilities, but the most immediate impact is on those who rely on the federal government for help paying their [...]
Costs of New Long-Term Care Insurance Policies Vary Considerably
We’ve all heard the advice “It pays to shop around,” but this has never been more true than with the current market for long-term care insurance.
Last Year for Couples to Use 'Claim Now, Claim More' Later Social Security Strategy
This is the last year that spouses who are turning full retirement age can choose whether to take spousal benefits or to take benefits on their own record. The strategy, used by some couples [...]
Guns and Dementia: Dealing With A Loved One's Firearms
Having a loved one with dementia can be scary, but if you add in a firearm, it can also get dangerous. To prevent harm to both the individual with dementia and others, it is important to [...]
Medicare’s Hospice Benefit
When a loved one needs long-term care, whether due to a mental or physical infirmity, there may be several options to consider. Hospice care is an often overlooked option for those people who [...]
Should a Special Needs Trust Buy a Home for a Beneficiary?
Although homeownership can be empowering for someone with disabilities, purchasing the home through a special needs trust may be in the beneficiary’s best interests.